1. Acceptance of Terms

By accessing and using ThoughtNest Media ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using this Website's particular services, you shall be subject to any posted guidelines or rules applicable to such services.

If you do not agree to these Terms of Service, please do not use this Website. We reserve the right to change these Terms of Service at any time without prior notice. Your continued use of the Website after any changes constitutes your acceptance of the new Terms of Service.

2. Description of Service

ThoughtNest Media provides users with access to a rich collection of resources, including news articles, analysis, commentary, and various communication tools (the "Service"). You understand and agree that the Service may include advertisements and that these advertisements are necessary for ThoughtNest Media to provide the Service.

Unless explicitly stated otherwise, any new features that augment or enhance the current Service shall be subject to the Terms of Service.

3. User Responsibilities

As a user of this Website, you agree to the following:

• You are responsible for maintaining the confidentiality of your account and password
• You accept responsibility for all activities that occur under your account
• You will not use the Service for any illegal or unauthorized purpose
• You must not transmit any worms or viruses or any code of a destructive nature
• You will not reproduce, duplicate, copy, sell, resell or exploit any portion of the Service without express written permission from ThoughtNest Media
• You understand that your content (not including credit card information) may be transferred unencrypted and involve transmissions over various networks

4. Intellectual Property

The content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Website are protected under applicable copyrights, trademarks and other proprietary (including but not limited to intellectual property) rights.

The copying, redistribution, use or publication by you of any such matters or any part of the Website, except as allowed by Section 5, is strictly prohibited. You do not acquire ownership rights to any content, document or other materials viewed through the Website.

5. Limited License; Permitted Uses

Users are granted a non-exclusive, non-transferable, revocable license to:

• Access and use the Website strictly in accordance with these Terms of Service
• Use the Website solely for internal, personal, non-commercial purposes
• Print out discrete information from the Website solely for internal, personal, non-commercial purposes, provided that you maintain all copyright and other policies contained therein

No print out or electronic version of any part of the Website or its contents may be used by you in any litigation or arbitration matter whatsoever under any circumstances.

6. Restrictions and Prohibitions on Use

Your license for access and use of the Website and any information, materials or documents therein are subject to the following restrictions and prohibitions on use:

• You may not copy, reproduce, distribute, republish, display, post, or transmit in any form or by any means any part of the Website
• You may not use the Website or any contents to compete with ThoughtNest Media
• You may not remove or alter any copyright, trademark or other proprietary notice appearing on any content on the Website
• You may not use the Website in any way that violates applicable federal, state, or international laws
• You may not use the Website to harass, abuse, or harm another person

7. User-Generated Content

Users may post comments and other content, as long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing on intellectual property rights, or otherwise injurious to third parties.

By posting content, you grant ThoughtNest Media a non-exclusive, royalty-free, perpetual, and worldwide license to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Website.

8. Links to Third-Party Websites

The Website may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of ThoughtNest Media and we are not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site.

ThoughtNest Media is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by ThoughtNest Media of the site or any association with its operators.

9. Disclaimer of Warranties

The Website and all information, content, materials, products and services included on or otherwise made available to you through the Website are provided by ThoughtNest Media on an "as is" and "as available" basis.

ThoughtNest Media makes no representations or warranties of any kind, express or implied, as to the operation of the Website, or the information, content, materials, products or services included on or otherwise made available to you through the Website.

You expressly agree that your use of the Website is at your sole risk.

10. Limitation of Liability

ThoughtNest Media will not be liable for any damages of any kind arising from the use of the Website or from any information, content, materials, products or services included on or otherwise made available to you through the Website, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

11. Indemnification

You agree to indemnify, defend and hold harmless ThoughtNest Media, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the Website or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations.

ThoughtNest Media reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with ThoughtNest Media in asserting any available defenses.

12. Termination and Access Restriction

ThoughtNest Media reserves the right, in its sole discretion, to terminate your access to the Website and the related services or any portion thereof at any time, without notice.

To the maximum extent permitted by law, this agreement is governed by the laws of the State of New York and you hereby consent to the exclusive jurisdiction and venue of courts in New York in all disputes arising out of or relating to the use of the Website.

13. Changes to Terms

ThoughtNest Media reserves the right, in its sole discretion, to change the Terms under which the Website is offered. The most current version of the Terms will supersede all previous versions.

ThoughtNest Media encourages you to periodically review the Terms to stay informed of our updates. Continued use of the Website after any such changes shall constitute your consent to such changes.

14. Contact Information

ThoughtNest Media welcomes your questions or comments regarding the Terms of Service. Please contact us at: